To enable our automated systems to calculate and provide such information as prices for insurance protection, you are required to provide certain personally identifiable information. Should you choose to apply for coverage on-line, the information is necessary to obtain your quote and policy. The personal information you provide is used strictly for these purposes. We do not sell, rent or barter your personal information.

This Privacy Policy describes how WorldTravelers.org collects and uses your personal information and how we maintain the confidentiality and accuracy of such information.

Privacy and Security Statement

To use the helpful services at WorldTravelers.org, you are required to provide certain personally identifiable information. This information will be disclosed by WorldTravelers.org only to the service providers necessary to obtain your insurance quotes and related information. At any time you can review, edit, or delete your information. WorldTravelers.org does not sell, rent or barter your information.

WorldTravelers.org collects and securely stores your personally identifying information using encryption technology. We retain these records to make our services easier and more personalized each time you visit the site.

At your request by email, we will not send you information or offers unrelated to your specific requests. We will never reveal your name, address, credit card number or other personally identifying information to our participating partners unless you affirmatively respond to their promotional offer.

In certain instances, WorldTravelers.org may reveal general, non-personal data about our Web site.

WorldTravelers.org uses "cookie" technology to reduce the time required for you to submit your requests. Sorry, there are no chocolate chips involved. These cookies are small bits of code, usually stored on a user's computer hard drive, which enable a Web site to "personalize" itself for each user. No other company has authorized access to these cookies.

For all our transactions, we employ reasonable and current Internet security methods and technologies. We encourage our participating service providers to adopt and honor their own consumer privacy policies.

Any changes to our privacy promise will be communicated through our Web site at least ten (10) days in advance of implementation. Information collected before changes are made will be secured according to our previously applicable privacy policy.

Terms of Service

1. ACCEPTANCE OF TERMS

   Welcome to WorldTravelers.org. WorldTravelers.org provides its services subject to the following terms (which may be updated from time to time without notice).

2. PRIVACY POLICY

   Pursuant to WorldTravelers.org's privacy policy, we may disclose to third parties certain of your information or related data. For more information, please see our full privacy policy.

3. ACCEPTANCE

   This site is intended for personal, non-commercial use. You may only use this site to make legitimate requests for WorldTravelers.org services or products offered.

4. NO ENDORSEMENT OR SPONSORSHIP

   The use of the name, trademark or service mark of another person or entity on this site and the availability of specific products and services through this site should not be construed by the user as an endorsement or sponsorship of this site by such a person or entity, or the providers of such products or services.

5. INDEMNIFY

   You agree to indemnify and hold WorldTravelers.org and its subsidiaries, affiliates, offices, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable attorney's fees, made by any third party due to or arising out of information you provided, your use of WorldTravelers.org services, your connection to WorldTravelers.org services, your violation of the Terms of Service ("TOS"), or your violation of any rights of another.

6. NO RESALE OF SERVICE

   You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of WorldTravelers.org products or services.

7. DISCLAIMER OF WARRANTIES

   YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

   1. YOUR USE OF WorldTravelers.org SERVICES IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WorldTravelers.org EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTIBILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
   2. WorldTravelers.org MAKES NO WARRANTY THAT (i) ITS SERVICE WILL MEET YOUR REQUIREMENTS; (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE; (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS; AND (v) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.
   3. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF OUR SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
   4. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM WorldTravelers.org OR THROUGH OR FROM ITS SERVICE PROVIDERS SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.

8. LIMITATION OF LIABILITY

   YOU EXPRESSLY UNDERSTAND AND AGREE THAT WorldTravelers.org SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF WorldTravelers.org HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION, OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM OUR SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (v) ANY OTHER MATTER RELATING TO THE SERVICE.

9. EXCLUSIONS AND LIMITATIONS

   SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 7 AND 8 MAY NOT APPLY TO YOU.

10. LINKS TO OTHER WEBSITES AND SERVICES

    To the extent that this site contains links to outside services and resources, any concerns regarding such services or resources should be directed to the particular outside service or resource provider. WorldTravelers.org does not guarantee or warrant the accuracy or completeness of the information or content included on the websites of its service providers.

11. NOTICE

    Notices to you may be made via either email or regular mail. We may also provide notices of changes to the TOS or other matters by displaying notices or links to notices to you generally.

12. COPYRIGHTS

    WorldTravelers.org respects the intellectual property rights of others we ask our users to do the same. Please see our copyright notice on our home page.

13. TRADEMARKS

    You acknowledge that WorldTravelers.org, the WorldTravelers.org logo, all page headers, custom graphics, and button icons are service marks, trademarks, and/or trade dress of WorldTravelers.org and that all other trademarks, product names, company names or logos on the Web Site are the property of their respective owners.

14. PATENTS

    All software used in connections with this Web Site ("Software") is the property of WorldTravelers.org or its suppliers and is protected by U.S. patent and copyright laws and international treaties. Any use of the Software other than as required to navigate and to utilize the functionality offered through this Web Site is prohibited. You agree not to copy, distribute, publicly display, modify, decompile, disassemble, reverse engineer or otherwise attempt to discover the source code of the Software. Further, you agree not to access the Services by any means other than the interface provided by WorldTravelers.org for your use in accessing the Services and Content.

15. NO FRAMING OR DEEP LINKING

    You agree not to "frame" or "mirror" any Services or Content on this Web Site or any server or Internet-based device without your receipt of the prior written authorization of WorldTravelers.org or the applicable third party. You agree that any link you create to the Web Site will only be to the main page, .

16. GENERAL PROVISIONS

    The Terms of Service constitutes the entire agreement between WorldTravelers.org and you in connection with your use of this Web Site and, supercedes any prior agreements between WorldTravelers.org and you including prior versions of this Terms of Service. WorldTravelers.org may update this Terms of Service from time to time by posting revised Terms of Service on this Web Site, without notice to you, and your subsequent use of the Web Site is governed by those new Terms of Service. The Terms of Service is effective until terminated by WorldTravelers.org, at any time without notice. In the event of termination, the disclaimers and limitations of liabilities set forth in the Terms of Service will survive.

    All information and content available on the Web Site are solely directed to individuals 18 years of age or older residing in the United States.

    WorldTravelers.org makes no representation that the Services are available for use outside of the United States. Any use of the Services and Content is prohibited where they are not allowed by law.

    The Terms of Service will be deemed to include all other notices, policies, disclaimers and other terms contained in this Web Site; provided, however, that in the event of a conflict between such other terms and the terms of these Terms of Service, these Terms of Service will control.

    The Terms of Service are governed by the laws of the State of Mississippi and controlling States Federal Law without regard to the conflicts of law provisions. You agree that any action to enforce the Terms of Service will be brought in the federal or state courts located in Jackson, Mississippi. If any provision is deemed by a court of competent jurisdiction to be unlawful or unenforceable, it will not affect the validity and enforceability of the remaining provisions. The section headings are for convenience only and do not have any force or effect.